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The Citizens Bank of Winfield
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The Citizens Bank of Winfield
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Savings Accounts

  • Checking Accounts
  • Savings Accounts
  • CDs and IRAs
  • Mastercard® Debit Card
Personal SavingsStudent SavingsChristmas Club

Personal Savings Account

Our personal savings account offers the convenience of a savings plan with unlimited deposits and competitive interest rates.

Minimum Balance Requirements: A minimum deposit of $100 is required to open this account and to earn current annual percentage yield (APY).

Fees: $5 monthly service charge if the daily balance drops below $100 any day of the month on active accounts.

Student Savings Account

Our Student Savings account is designed with our youth in mind.  Infants through college students 24 and under qualify for this savings account with a low minimum balance and no monthly service charge on active accounts.

Minimum Balance Requirements: A minimum deposit of $10 is required to open this account and to earn current annual percentage yield (APY).

Fees: No monthly service charge on active accounts.

Christmas Club Savings

Open your Christmas Club today and earn competitive interest rates!  Make regular deposits or we offer automatic transfers from your checking account.  November 1st we’ll send you a check for the balance in your account plus interest and you can “shop till you drop”.

Minimum Balance Requirements: A minimum deposit of $10 is required to open this account.  $100 balance required to earn current annual percentage yield (APY).

Fees: $10 service charge for each withdrawal made before October 31st.

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We want to remind you that e-mail is not necessarily secure against interception. If your information is very sensitive, or includes personal or confidential information -- such as your bank account, charge card, or social security number -- you may want to call us, send it by postal mail to one of the addresses listed in our locations, or log on to our online banking and send your question via secured email. For your safety and privacy, specific account questions will not be answered that are initiated via this unsecured form.

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Important Notice

We want to remind you that e-mail is not necessarily secure against interception. If your information is very sensitive, or includes personal or confidential information -- such as your bank account, charge card, or social security number -- you may want to call us, send it by postal mail to one of the addresses listed in our locations, or log on to our online banking and send your question via secured email. For your safety and privacy, specific account questions will not be answered that are initiated via this unsecured form.

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  • Personal
    • Checking Accounts
    • Savings Accounts
    • CDs & IRAs
    • Mastercard® Debit Card
  • Business
    • Checking Accounts
    • Savings Accounts
    • Mastercard® Debit Card
  • Services
    • Lending Services
    • Internet Banking
    • Mobile Banking
    • MyCardRules
    • Financial Services
  • Resources
    • Make A Loan Payment
    • Financial Calculators
    • Fraud and Security Center
  • Bank Routing Number 062204938
  • Bank NMLS ID 440405

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