Personal Mastercard® Debit Card

The Citizens Bank of Winfield’s debit card is issued through Mastercard, meaning you can use it anywhere Mastercard is accepted.  As long as the funds in your account are available, you can purchase up to $1,500 a day with your debit card. The card also allows you to withdraw cash of $500 a day from thousands of ATMs worldwide. The purchase or withdrawal amount comes directly from your checking account with no credit card bill to pay. 

There are no transaction charges for your Citizens Bank Mastercard debit card unless you withdraw money from ATMs other than ours.  If your card is lost or stolen and you notify the bank within two days, you have Mastercard’s guarantee that you are not responsible for charges made to the card.  There is no fee the first year and only $12 annually thereafter.  A Citizens Bank debit card provides Safe, Fast, Convenient access to your money! 

To report a lost or stolen Citizens Bank Mastercard debit card after normal business hours, call 1-888-297-3416.

To change your Personal Identification Number (PIN) on your Citizens Bank of Winfield Mastercard debit card, please call 1-800-290-7893.

Instant Issue Debit Cards

Whether you’re opening a new account, getting a new debit card or replacing a lost card or stolen card, Instant Issue cards can be used immediately for the ultimate in convenience. You no longer have to wait for your new card to arrive in the mail.

Just another way The Citizens Bank of Winfield is committed to providing the best in customer service.

Digital Wallet

You can add your Citizens Bank of Winfield Mastercard Debit card to Apple Pay™, Google Pay™, or Samsung Pay™.  This gives you the most convenient, safe and secure way to pay however you choose to shop – whether that’s online, in-app or just around town. 

Hidden account numbers to reduce fraud

Your actual card number is not stored on your mobile device and never used for purchases.  Instead, a separate token number is assigned and encrypted for secure shopping.

Use your mobile device instead of your actual card

Imagine being able to pay by holding your mobile device over the payment terminal.  Your mobile device also requires advanced security features like biometrics or PIN to prevent unauthorized use.  Most purchases take just seconds.

Contactless payments

Only you touch your phone, so there’s no need to exchange cash or a physical card with another person.

You can help protect yourself from fraud!

The Citizens Bank of Winfield and Mastercard® are working closely together to catch any fraudulent behavior and protect your account. There are also some simple things you can do. And remember, your Mastercard debit card is backed by Mastercard’s Zero Liability policy, so even if your card or its number is ever lost or stolen, you won’t be responsible for unauthorized charges if you notify your bank immediately.