Connection CheckingPersonal CheckingFabulous 55Student AccountNOW AccountSuper NOWMoney MarketPrestige Money Market
Citizens Connection Checking (CCC)
If you like an all inclusive checking account package, the CCC account would be your choice. It includes:
- Personalized checks,
- Accidental death insurance,
- Safe deposit box discount,
- Debit Card – 1st year no annual fee,
- Identity theft insurance, and many more additional benefits for one low monthly charge.
Minimum Balance Requirements: A minimum deposit of $100 is required to open this account.
Fees: $8.50 monthly service charge if the daily balance drops below $500 during the monthly statement cycle on active accounts. $6.50 monthly service charge if the daily balance is $500 and above during the monthly statement cycle on active accounts.
Personal Checking
Our personal checking account offers unlimited check writing with no monthly service charge when you maintain a $500 minimum daily balance.
Debit Card – 1st year no annual fee.
Minimum Balance Requirements: A minimum deposit of $100 is required to open this account
Fees: $5 monthly service charge if the daily balance drops below $500 any day of the monthly statement cycle on active accounts.
Fabulous 55 Account
A checking account designed especially for our customers age 55 and over. This account offers:
- Unlimited check writing with no minimum balance,
- No monthly service charge,
- Debit Card – 1st year no annual fee,
- Personalized basic wallet checks at no charge.
Minimum Balance Requirements: A minimum deposit of $100 is required to open this account.
Fees: No monthly service charge on active accounts.
Student Account
We have a special account for students in high school or college through 24 years old as long as you are a full-time student. (If under 19, must have a parent or guardian as a joint owner). The Student Checking features:
- No minimum balance,
- No monthly service charge,
- Debit Card – no annual fee,
- Personalized student checks at no charge.
Minimum Balance Requirements: A minimum deposit of $10 is required to open this account.
Fees: No monthly service charge on active accounts.
NOW Account
Our NOW checking account offers unlimited check writing while earning competitive interest rates on your checking account.
Debit Card – 1st year no annual fee.
Minimum Balance Requirements: A minimum deposit of $1,000 is required to open this account and to earn current annual percentage yield (APY).
Fees: $10 monthly service charge if the daily balance drops below $1,000 during the monthly statement cycle on active accounts.
Super NOW Account
Our Super NOW checking account offers unlimited check writing while earning competitive interest rates on your checking account.
Debit Card – 1st year no annual fee.
Minimum Balance Requirements: A minimum deposit of $5,000 is required to open this account and to earn current annual percentage yield (APY).
Fees: $10 monthly service charge if the daily balance drops below $5,000 during the monthly statement cycle on active accounts.
Money Market Checking
Our Money Market checking account has check writing while earning competitive interest rates. You may have up to 6 transactions including preauthorized or automatic transfers, checks, telephone transfers, and debit card transactions (including POS) transactions with no charge per statement cycle. Transfers or withdrawals in person, by mail or at an ATM are unlimited.
Debit Card – 1st year no annual fee.
Minimum Balance Requirements: A minimum deposit of $2,500 is required to open this account and to earn current annual percentage yield (APY).
Fees: $10 monthly service charge if the daily balance drops below $2,500 during the monthly statement cycle on active accounts. $7 service charge per transaction in excess of the six allowed during the statement cycle.
Prestige Money Market Account
Our Prestige Money Market checking account has limited check writing while earning competitive interest rates. You may have up to 6 transactions including preauthorized or automatic transfers, checks, telephone transfers, and debit card transactions (including POS) transactions with no charge per statement cycle. Transfers or withdrawals in person, by mail or at an ATM are unlimited.
Debit Card – 1st year no annual fee.
Minimum Balance Requirements: A minimum deposit of $25,000 is required to open this account and to earn current annual percentage yield (APY).
Fees: $10 monthly service charge if the daily balance drops below $25,000 during the monthly statement cycle on active accounts. $7 service charge per transaction in excess of the six allowed during the statement cycle.